MANAGE YOUR MONEY AND YOUR DEBT

simple thing that you can start doing right away is to pay more thanthe monthly payment due on some or all of your credit accounts. Manypeople go under the assumption that by paying the minimum monthlypayment on their credit cards that they are doing everything that theycan to reduce their debt. When in fact won't get rid of the debt and insome cases, your debt can continue to rise. That is why it is importantto try and make an extra effort to pay at least a small amount more thanthe minimum amount due on your monthly payments. The more you canafford to pay a month, the better off your finances will be. You must budget out your paycheck. You need to budget for paymentssuch as rent payments, car payments, and insurance payments. Youshould also budget out a specific amount for gas and groceries. Afteryou have accessed these needs, you can budget in the amount ofmoney that you want to pay on your debt. This will help to keep yourcurrent finances secure.